Your home is likely one of (if not the largest) investment you will make in your lifetime. Our homeowner’s insurance protects you and your family against potentially devastating financial loss in the event you need to rebuild and/or repurchase property after costly damage – all for a low monthly premium.
Our priority is to protect the things that matter most to you and provide peace of mind. Below are the details about what’s included in a homeowner’s policy and additional coverage to protect your belongings and way of life.
Comprehensive insurance coverage to protect your property against damage from fire, smoke, storms, vandalism, theft and other hazards.
Hotel and living expenses are covered if your home is uninhabitable after a claim.
Liability coverage protects you from legal fees and property damage if someone is injured on your property.
The option to add coverage for valuable personal property, such as jewelry and musical instruments.
Replacement cost coverage will replace your lost personal belongings with brand-new equivalents of the same quality.
Optional coverage: Build your policy your way with options that suit your needs and lifestyle.
Additional Types of Coverage
Did you know? You can protect your personal belongings, liability and living costs with renter’s insurance for as little as $10/month? Bonus! Renter’s is often packaged with a personal auto policy at a discount – giving you both for the same price as an auto policy alone (or a small increase). With renter’s insurance, all your possessions are covered at the cost to buy new, not at their depreciated value. Plus you’re covered for things that might surprise you like damage from pets, borrowed items and even your “off-premises” belongings.
An umbrella policy provides additional liability coverage above the limits of your homeowners insurance. Even if your homeowner’s policy covers some of the same things as an umbrella policy (like property damage, personal liability or injuries), an umbrella policy offers an additional layer of protection once your coverage reaches its limit AND covers some situations that aren’t covered by the other types of policies.